Log in to our new Customer Portal

24/7 access to your policy, documents and claims

Claims Review

Club 4X4 Claims Review – Daryl Smedley

‘Stop, stop, stop!’ I heard over the UHF, as the coolant drain out of My brand new, sub 2000km, Prado.

Image
Club 4X4 Insurance
Jun 15 2017

Jun 15 2017

Image

Club 4×4 – The first modification for your four-wheel-drive.

‘Stop, stop, stop!’ I heard over the UHF, as the coolant drain out of My brand new, sub 2000km, Prado. We were out on the Prado’s maiden voyage to the Watagans, but unfortunately it wasn’t the day we had all planned. The trip finished early after a rouge tree root wedged its way through the only gap between the bull-bar and bash plate, destroying the radiator, intercooler and a host of other expensive Toyota parts. To say I was upset would be an understatement – I’m sure we have all been there!

After the tow-truck ride back to my mechanic in Sydney, I broke the bad news to Club 4×4; that the recently purchased Prado was in need of some fixing. The only real question from Club 4×4 was, “Which mechanic is doing the repairs?” Club 4×4 handled the rest.

After all new parts were flown from Toyota in Japan, the vehicle was back on the road ready to hit the tracks. Who knew a simple tree root could do nearly $7000 in damage? Luckily the first modification I forked out for was comprehensive 4×4 insurance, making the whole process easy – it was unlikely that a typical insurer would have provided the same level of cover (if any) while out in the bush!

Cheers, Daryl

Image
Image
Club 4X4 Insurance
Blog

Discover other stories

View all

Warm up with weekly articles aimed at adventure

A 4X4 Ford Ranger in Australia

Trips & Destinations

Little Desert Victoria – Is It Better Than Big Desert?

Little Desert might sound like the smaller sibling, but don't underestimate it. With sandy 4WD tracks, riverside camping, wildflowers and easier access than Big Desert, it offers one of Victoria's most versatile off-road adventures. But does that make it better? Here's how the two deserts stack up.

Read more  

Little Desert might sound like the smaller sibling, but don't underestimate it. With sandy 4WD tracks, riverside camping, wildflowers and easier access than Big Desert, it offers one of Victoria's most versatile off-road adventures. But does that make it better? Here's how the two deserts stack up.

Josh Leonard stoking a campfire with his 4X4 Ford Ranger in the background in Australia's Outback during a sunset

Expert Advice

The Art of Enjoying a Solo 4X4 Camping Trip

Thinking about a solo 4WD trip? Forget waiting for schedules to align and discover the freedom of travelling on your own terms. Solo touring can be one of the most rewarding experiences you'll have behind the wheel, but it also requires a little extra preparation. From vehicle checks and communications to self-recovery and smarter decision-making, here's how to travel solo with confidence and enjoy every minute of it.

Read more  

Thinking about a solo 4WD trip? Forget waiting for schedules to align and discover the freedom of travelling on your own terms. Solo touring can be one of the most rewarding experiences you'll have behind the wheel, but it also requires a little extra preparation. From vehicle checks and communications to self-recovery and smarter decision-making, here's how to travel solo with confidence and enjoy every minute of it.

A couple with their 4X4 Ford Ranger on the Bridle Track

Trips & Destinations

Why the Bridle Track Keeps Pulling People Back

Following the Macquarie and Turon Rivers between Bathurst and Hill End, the Bridle Track combines gold rush history, riverside camping and scenic 4WDing. From campsites and track conditions to maps and preparation tips, here's everything you need to know before you go.

Read more  

Following the Macquarie and Turon Rivers between Bathurst and Hill End, the Bridle Track combines gold rush history, riverside camping and scenic 4WDing. From campsites and track conditions to maps and preparation tips, here's everything you need to know before you go.

View all