Camping & Touring Gear Insurance

4WDs carry all sorts of gear to make the trip more memorable & we can cover the bits that aren’t bolted down under our Australia-wide personal effects cover

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4X4 personal effects

What Can We Cover?

If it’s portable & you take it 4WDing, touring or camping, chances are we can cover it

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Automatically Included

Every 4X4 policy comes with $2,000 of personal effects cover for things like a basic recovery kit & camping essentials

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Upgrades Available

For those who like to be prepared with the right gear, the limit for personal effects cover can be lifted to $5,000 or $10,000

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Even the Good Stuff

Individual items over $1,000 can be specifically listed on your policy for confidence that everything is covered

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Australia Wide

Portable gear covered as personal effects is insured anywhere in Australia, with or away from the vehicle

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Loss or Damage

Lost your recovery kit? Storm ripped through camp? Snapped strap scattered your gear? These things happen but can be covered

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What We Can’t Cover

There are exclusions in our PDS, like phones, laptops, tablets, portable gaming equipment, watercraft over 3 m, collectables & cash

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Cover Your Rig & Its Bits

From a few tasteful mods to having all the gear, we’re passionate about actually agreeing with our customers on the value of their vehicles to cover rigs for what they’re really worth

Why Choose Club 4X4?

If you’re after no-nonsense insurance for your next trip, read on!

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Insurance You Can Trust

We aren’t like the rest, building our reputation on honesty & compassion

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By 4WDers, For 4WDers

We get you because we love exploring Australia too, on- & off-road!

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We Love What Others Fear

Heavily modified? Touring Australia? Heaps of gear? No sweat!

Get Your Quote Right Now

Our free, no-commitment online quote tool can get you covered in no time!

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