Personal Effects CoverClub 4X4 policies come with $500.00 of personal effects cover for loss or damage to personal items that are in your vehicle at the time of loss or damage. In addition to this, every Club 4X4 Comprehensive Motor policy comes with $2,000.00 of Australia Wide Portable Valuables cover standard. You can increase the Portable valuables cover to cover $5,000, or $10,000 to meet your needs.
The $500 personal effects benefit is for items lost or damaged as the result of an insurable event.
The Australia Wide Personal Effects cover provides cover for your valuables (think things like Fridges, generators, camping gear etc) anywhere in Australia, in or outside of your vehicle (please note that items must be reasonably secured against loss to claim for theft). Any item over $1,000 in value must be listed on the policy to be covered under this benefit. Excesses apply. There are also clear exclusions and limits for this cover - please read the Product Disclosure Statement for full details.