Comprehensive caravan insurance is a type of insurance coverage specifically designed to protect caravans, also known as towed caravan, trailers or camper trailers, against a wide range of risks and issues that can occur when you're touring or off-road. It offers extensive coverage and is considered the highest level of protection available for caravans.

Insurance for your camper trailer is not legally mandated, however coverage can provide peace of mind in unforeseen circumstances that may occur on the open road. Protecting your trailer against accidents, theft, and liability concerns is a responsible and beneficial approach for both your investment and the well-being of fellow road users. With camper trailer insurance, you can embark on your journeys with confidence, knowing that you are prepared for the open road.

Yes your caravan is insured if there is a flood or any other natural disaster i.e strong wind, storm, lightning, hail, earthquake, tsunami or any other natural weather event. However please note within the first 72 hours of policy inception there will be no coverage for loss or damage due to weather events.

There are a number of rating factors involved in calculating an insurance premium for caravan insurance, so rather than give a generic answer, we'd love to provide you with a quote!

Included in our caravan insurance is:

- Loss of or damage to your caravan or camper trailer as a result of:

• a collision;
• an accident;
• fire, flooding, storm
• theft;
• malicious damage or vandalism;

- Contents Cover: We will pay up to $1,000 for loss or damage sustained to your contents whilst they are within your caravan or camper trailer.

- Public liability & legal fees: Your legal liability to pay compensation for loss or damage to another person’s property which occurred during the period of insurance as a result of an accident involving your caravan or camper trailer. The legal costs you have to pay in relation to a claim for your legal liability for which cover is provided under this benefit

- Emergency accommodation: If your caravan becomes uninhabitable due to an insured event, such as accidental damage or theft, we will cover the cost of temporary accommodation while repairs or replacements are arranged.

Speak to our claims team today if you have more questions about starting a claim.

We understand that accidents can happen, and are committed to providing fast, efficient, and compassionate service to our customers in the event of a claim. Our sales, service and claims teams are based right here in Australia, and their friendly, expert service will have you feeling safe and secure in no time. You can read about our claims process, and lodge an insurance claim here.

Yes, caravan insurance typically covers theft. Under Club 4X4's comprehensive caravan insurance policy, loss or damage to your caravan due to theft, malicious damage, or vandalism is included. This ensures you're protected if your caravan is stolen or damaged intentionally, giving you peace of mind while you're on the road or parked at a campsite.

There are a number of rating factors involved in calculating an insurance premium for caravan insurance in Australia, so rather than give a generic answer, we'd love to provide you with a quote!