Caravan Insurance

On-road or off-road, big or small, we’ve got your caravan & contents covered

Get a Quote


We love the freedom that caravanning allows & are passionate about protecting your home away from home

Protect What’s Precious

We automatically include $1,000 of contents cover with the option to increase this to protect high-value items that make your caravan feel like home

Custom Is Cool

Whether it’s a special order ‘van or one you’ve customised to suit your needs, we can cover it for what it’s really worth, including labour & installation costs

Breakdown Towing

We won’t leave your caravan stranded if your tow vehicle breaks down, with up to $750 of towing automatically included to get your caravan to safety

New Caravan Replacement

All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner

Laid-Up Cover

Save on your premium by choosing up to 6 consecutive months to cover your caravan at a nominated address for theft, fire, weather events & malicious damage when not in use

Staying Covered

As the most used caravan accessory, we automatically cover annexes & awnings for up to $2,000 of damage with a flat $200 excess & the option to increase the value covered


Explore With Confidence

Our insurance covers 4X4s, camper trailers, caravans & slide-on campers anywhere you’re allowed to take them, on-road & off-road


Here's What Our Customer Have to Say

Why Choose Club 4X4 Caravan Insurance?

If you’re after no-nonsense comprehensive insurance for your next trip, read on!

Insurance You Can Trust

We aren’t like the rest, building our reputation on honesty & compassion

By 4WDers, For 4WDers

We get you because we love exploring Australia too, on-road & off-road!

We Love What Others Fear

Heavily modified? Touring Australia? Heaps of gear? No sweat!

Ready for a Quote?

Complete a quote online or call us on 1300 296 296


Frequently Asked Questions

Comprehensive caravan insurance is a type of insurance coverage specifically designed to protect caravans, also known as towed caravan, trailers or camper trailers, against a wide range of risks and issues that can occur when you're touring or offroad. It offers extensive coverage and is considered the highest level of protection available for caravans.

Investing in insurance for your camper trailer is an advisable step for all Australian motorhome owners. While not legally mandated, coverage ensures peace of mind in unforeseen circumstances that may occur on the open road. Protecting your trailer against accidents, theft, and liability concerns is a responsible and beneficial approach for both your investment and the well-being of fellow road users. With camper trailer insurance, you can embark on your journeys with confidence, knowing that you are prepared for anything on the open road.

Yes your caravan is insured if there is a flood or any other natural disaster i.e strong wind, storm, lightning, hail, earthquake, tsunami or any other natural weather event. However please note within the first 72 hours of policy inception there will be no coverage for loss or damage due to weather events.

There are a number of rating factors involved in calculating an insurance premium for caravan insurance, so rather than give a generic answer, we'd love to provide you with a quote!

Included in our caravan insurance is:

- Loss of or damage to your caravan or camper trailer as a result of:

  • a collision;
  • an accident;
  • fire, flooding, storm
  • theft;
  • malicious damage or vandalism;

- Contents: We will pay up to $1,000 for loss or damage sustained to your contents whilst they are within your caravan or camper trailer.

- Public liability & legal fees: Your legal liability to pay compensation for loss or damage to another person’s property which occurred during the period of insurance as a result of an accident involving your caravan or camper trailer. The legal costs you have to pay in relation to a claim for your legal liability for which cover is provided under this benefit

- Emergency accommodation: If your caravan becomes uninhabitable due to an insured event, such as accidental damage or theft, we will cover the cost of alternative accommodation while repairs or replacements are arranged.

Speak to our claims team today if you have more questions about starting a claim.

Subscribe Today!

Stay up to date with news, guides, tips & offers