4WD Insurance

A 4WD Insurance specialist, Club 4X4 offers insurance cover that is tailored to the needs of Four Wheel Drivers.  Our 4WD Insurance policies provide the following:

  • Cover Anywhere in Australia (including off-road!) – Club 4X4 4WD insurance policies will cover you anywhere in Australia, as long as you are legally allowed to be there. Unmarked tracks, beaches, non-gazetted roads, National Parks and more. 
  • Cover for your mods and accessories – We will offer you a separate agreed value for any mods and accessories you’ve added to your 4WD, which we don’t depreciate, which means your vehicle could have a sum insured that’s closer to what it would cost to replace if it was a total loss.
  • Off-road Recovery Cover – every 4WD policy automatically comes with up to $1,500.00 of off-road recovery cover just in case you get stuck offroad and need a tow. You don’t need to have an accident to use this (it can be used for a breakdown or bogged situation), and if you are going to be heading more remote, you can increase this to either $15,000 or even $30,000 worth of cover.
  • $2,000.00 of Personal Effects cover – for things like fridges, recovery gear, and other removable items from your 4WD. You can increase this if you need more cover.

Club 4X4 4WD insurance policies also come with a choice of windscreen and hire car options too.  And you can save up to 10% by having 2 or more policies with us.  If you are a member of an affiliated 4WD Club, then you’ll save an additional 5% on your premium, and if you have completed accredited off-road 4WD training, then you’ll save up to an additional 20% on your premium.

Club 4X4 is an Authorised Representative, AR 1235616, of the issuer, Hollard, AFSL 241436. General information only.  Terms, conditions, and excesses apply.  Read the PDS before deciding whether this cover is right for you.