4WD INSURANCE, CAMPER TRAILER INSURANCE AND CARAVAN INSURANCE COVER
INSURANCE COVER ANYWHERE IN AUSTRALIA
WHERE YOU'RE COVERED
City streets. Coastal highways. Bush tracks. If your vehicle is legally allowed there, you’re covered there with Club 4X4! Here are some standout locations we’re proud to include in our coverage:
Water Crossings
We know water crossings are often part of the adventure - which is why you’re covered, as long as you're legally allowed to be there.
Beaches
We provide Australia-wide 4WD insurance, and that includes beaches. After all, there’s nothing like a drive along the coast with the waves beside you
4X4 Tracks
Just because your 4WD can handle the tough tracks doesn’t mean you have to take them — but it’s nice to know you can with our off-road recovery inclusion.
Overlanding
Even if there’s no road, as long as your vehicle is allowed to be there and you aren’t participating in motorsport, you’re covered.
Private Property
While there is no problem if you’re the owner, if you’re on a friend’s farm or private campground, Club 4X4’s cover remains the same (as long as you're allowed there)!
Sealed Roads
Our 4WD, caravan and camper trailer insurance is unchanged whether you’re driving on bitumen or off-road.
Water Crossings
We know water crossings are often part of the adventure - which is why you’re covered, as long as you're legally allowed to be there.
Beaches
We provide Australia-wide 4WD insurance, and that includes beaches. After all, there’s nothing like a drive along the coast with the waves beside you
4X4 Tracks
Just because your 4WD can handle the tough tracks doesn’t mean you have to take them — but it’s nice to know you can with our off-road recovery inclusion.
MODIFICATIONS
Cover Your 4WD & Its Modifications
From a few tasteful mods to having all the gear, we’re passionate about actually agreeing with our customers on the value of their vehicles to cover 4X4s for what they’re really worth
Benefits
Why Choose Club 4X4?
If you’re after insurance designed for regular travellers, casual tourers, and off-road enthusiasts alike, here’s what sets us apart:
Insurance You Can Trust
Club 4X4 builds our reputation on transparency, real-world experience, and knowing what adventurers actually-need.
By Adventurers, For Adventurers
We get you because we love exploring Australia too, on- & off-road!
We Love Modified Setups
Heavily modified? Touring Australia? Heaps of gear? No sweat!
Insurance You Can Trust
Club 4X4 builds our reputation on transparency, real-world experience, and knowing what adventurers actually-need.
By Adventurers, For Adventurers
We get you because we love exploring Australia too, on- & off-road!
We Love Modified Setups
Heavily modified? Touring Australia? Heaps of gear? No sweat!
Get Your Quote Right Now
Our free, no-commitment online quote tool can get you covered in no time!
FAQs
Frequently Asked Questions
Every 4WD, Caravan and Camper Trailer policy with Club 4X4 automatically includes $1,500 of off-road cover. You also have the option to increase limits to $5,000, $15,000 or $30,000, suiting even the most remote travellers.
Yes, that's what we specialise in! Off-road driving exposes your vehicle to various risks such as rock damage, water crossings, sand driving, rollovers, and recovery costs. The good news is, we’re built for where the blacktop ends, helping you go further with your adventures — literally! We cover 4WDs, caravans and camper trailers anywhere you're allowed to take them in Australia, on-road or off.
We are proud to say that Club 4X4 protects your 4WD wherever you are legally allowed to go in Australia, from a quick trip down the road from your house for groceries to an epic road trip across the country!
Club 4X4 provides Australia‑wide cover for your 4WD, camper trailer or caravan wherever you’re legally allowed to travel. This includes sealed roads, unsealed roads, beaches, bush tracks, private property (with permission) and remote locations across the country. Cover applies as long as you’re complying with local laws and not participating in motorsport.
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