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Keeping Your 4WD, Caravan & Camper Safe in a Storm

Here’s how to prepare and protect your setup when severe weather strikes.

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Club 4X4 Insurance
Mar 04 2025

Mar 04 2025

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Australia’s wild weather can turn quickly, and when a major storm is on the way, you need to act fast. Whether you’re on the road or at home, keeping yourself safe is the priority—your vehicle can be replaced, but lives can’t. Here’s how to prepare and protect your setup when severe weather strikes.

On the Road? Get to Safety

If you're travelling when a storm warning is issued, don’t take chances—get out of the danger zone while it's still safe to do so.

  • Stay updated – Use reliable sources like the Bureau of Meteorology (BoM) or local emergency services for real-time updates.
  • Re-route wisely – If possible, head inland or to higher ground, avoiding flood-prone areas and exposed coastal roads.
  • Don’t push through – A 4WD is tough, but it’s not invincible. If roads are flooded, forget it and never disobey traffic control and road closure directions.
  • Secure your setup – If stopping is unavoidable, park away from trees and power lines, stabilise your caravan or camper trailer, and ensure everything is locked down.
  • Stock up – Have emergency essentials on hand, including food, water, fuel, and a first-aid kit in case you need to wait it out.

If You’re Stuck in the Storm’s Path

If you can’t move your 4WD, caravan, or camper trailer to safety, secure it as best as you can before taking cover.

  • Park smart – A garage or enclosed shelter is best, but if that’s not an option, position your vehicle away from trees, loose debris, and potential flood areas.
  • Tie it down – Use chocks, stabilisers, and tie-downs to keep everything as secure as possible.
  • Minimise damage – Close all windows, vents, and doors, and remove or stow away awnings, camping gear, and anything else that could be picked up by strong winds.
  • Put people first – If authorities issue an evacuation order, follow it. No vehicle is worth risking your life.

Your Caravan or Camper Could Be a Lifeline

If the power goes out during or after a storm, your caravan or camper trailer can be a valuable backup resource.

  • Charge up – Before the storm hits, make sure your battery system is fully charged so you have access to power if needed.
  • Fill your water tanks – Clean water might be in short supply, so ensure your tanks are full.
  • Check your gas – Having a full gas bottle means you can still cook meals if electricity is out.
  • Use your setup wisely – Your fridge, lighting, and cooking facilities can help keep you comfortable while waiting for conditions to improve.

Lodging a Claim After the Storm

If your 4WD, caravan, or camper trailer is damaged during a storm, you can lodge a claim online at any time. Keep in mind that severe weather can impact a large number of people, so claims will be triaged based on urgency. Please be patient - our team is here to help.

Severe weather can be unpredictable, but with preparation and caution, you can keep yourself safe and minimise the impact on your setup. Stay alert and stay safe out there!

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