Club 4×4 – The first modification for your four-wheel-drive.
‘Stop, stop, stop!’ I heard over the UHF, as the coolant drain out of My brand new, sub 2000km, Prado. We were out on the Prado’s maiden voyage to the Watagans, but unfortunately it wasn’t the day we had all planned. The trip finished early after a rouge tree root wedged its way through the only gap between the bull-bar and bash plate, destroying the radiator, intercooler and a host of other expensive Toyota parts. To say I was upset would be an understatement – I’m sure we have all been there!
After the tow-truck ride back to my mechanic in Sydney, I broke the bad news to Club 4×4; that the recently purchased Prado was in need of some fixing. The only real question from Club 4×4 was, “Which mechanic is doing the repairs?” Club 4×4 handled the rest.
After all new parts were flown from Toyota in Japan, the vehicle was back on the road ready to hit the tracks. Who knew a simple tree root could do nearly $7000 in damage? Luckily the first modification I forked out for was comprehensive 4×4 insurance, making the whole process easy – it was unlikely that a typical insurer would have provided the same level of cover (if any) while out in the bush!
Cheers, Daryl
Comments 4
Well Daryl, it all good for you. That,s why I am going insure all my vehicles with Club 4 x 4.
Im already with club 4×4 insurance and this is why. Thanks for the story Daryl.
Club 4×4 is an insurer that supports and understands our life style. I have not made any claims but I will not be changing my car insurer any time soon.. I will be moving my wifes car insurance which is a 2 wheel drive citynrunabout when it due in Jan next year.
I got a quote for my insurance after receiving my renewal from
my current insurer, but only to find that 4×4 was $1000 more expensive.
Sorry but no wonder they can cover things like damage from a tree root.
But we are all paying for it.
Author
Hi Rod,
Like any consumer product, you need to decide whether it’s right for you. For Darryl, it was – as it meant he was not out of pocket more than the excess for damage that was many multiples of that amount.
Thanks for the comment
Kal