Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
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Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Reviews & Comparisons
Best UHF Radios for 4WDs in Australia
From convoy comms to critical safety calls, UHF radios remain essential for 4WD travel in Australia. Here’s how to choose the right setup and stay connected off-grid.
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From convoy comms to critical safety calls, UHF radios remain essential for 4WD travel in Australia. Here’s how to choose the right setup and stay connected off-grid.
Reviews & Comparisons
Starlink vs Sat Phone: What’s Actually Best for the Bush?
Starlink vs sat phone: comparing the best remote communication options for Aussie trips, including costs, reliability, and why a PLB is still essential for emergencies.
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Starlink vs sat phone: comparing the best remote communication options for Aussie trips, including costs, reliability, and why a PLB is still essential for emergencies.
Reviews & Comparisons
What is the Best 4X4 in Australia in 2026?
From rugged workhorse utes to family-friendly wagons and hardcore off-roaders, this guide breaks down the top 4WDs in 2026 and helps you match the right vehicle to your needs, terrain and budget.
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From rugged workhorse utes to family-friendly wagons and hardcore off-roaders, this guide breaks down the top 4WDs in 2026 and helps you match the right vehicle to your needs, terrain and budget.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.