Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
News
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Aug 19 2025

Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
But when a chance for adventure pops up, it’s nice to know you’re covered

News
The Pajero is back. With a new ladder-frame chassis, diesel power and serious touring ambitions, Mitsubishi's iconic wagon could be ready to challenge the Prado once again.
The Pajero is back. With a new ladder-frame chassis, diesel power and serious touring ambitions, Mitsubishi's iconic wagon could be ready to challenge the Prado once again.

News
After decades of absence, the Ford Bronco is finally heading back to Australian showrooms. There's just one catch: it's not the Bronco enthusiasts have been waiting for. So what exactly are we getting, and why is it so different from its American counterpart?
After decades of absence, the Ford Bronco is finally heading back to Australian showrooms. There's just one catch: it's not the Bronco enthusiasts have been waiting for. So what exactly are we getting, and why is it so different from its American counterpart?

Reviews & Comparisons
The Land Rover Defender has come a long way from its farm-hand origins. In this review, we explore how the modern Defender balances comfort, capability and technology, and whether it still deserves its place among Australia's most iconic adventure vehicles.
The Land Rover Defender has come a long way from its farm-hand origins. In this review, we explore how the modern Defender balances comfort, capability and technology, and whether it still deserves its place among Australia's most iconic adventure vehicles.
COMPREHENSIVE INSURANCE
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.