Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
News
Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Trips & Destinations
Why the Bridle Track Keeps Pulling People Back
Following the Macquarie and Turon Rivers between Bathurst and Hill End, the Bridle Track combines gold rush history, riverside camping and scenic 4WDing. From campsites and track conditions to maps and preparation tips, here's everything you need to know before you go.
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Following the Macquarie and Turon Rivers between Bathurst and Hill End, the Bridle Track combines gold rush history, riverside camping and scenic 4WDing. From campsites and track conditions to maps and preparation tips, here's everything you need to know before you go.
Expert Advice
81 Unsolicited Touring Tips You Didn’t Ask For
After countless kilometres touring Australia, Josh Leonard shares 81 hard-earned touring lessons covering everything from 4WD driving and recovery techniques to campsites, vehicle prep, navigation and life on the road.
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After countless kilometres touring Australia, Josh Leonard shares 81 hard-earned touring lessons covering everything from 4WD driving and recovery techniques to campsites, vehicle prep, navigation and life on the road.
Trips & Destinations
The Great Ocean Road (Kinda) Sucks
Love the idea of the Great Ocean Road but hate the crowds? Josh Leonard reveals the quieter dirt-road alternative running alongside Victoria's most famous drive, with fewer tourists, more space and all the same stunning scenery.
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Love the idea of the Great Ocean Road but hate the crowds? Josh Leonard reveals the quieter dirt-road alternative running alongside Victoria's most famous drive, with fewer tourists, more space and all the same stunning scenery.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.