Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
News
Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Expert Advice
Electric 4WD Australia: The Complete Buying Guide for 2026
Electric 4WDs are no longer a future concept, so if you're wondering whether an EV can handle touring, towing, beach driving, and life off the beaten track, this guide breaks down everything you need to know before making the switch.
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Electric 4WDs are no longer a future concept, so if you're wondering whether an EV can handle touring, towing, beach driving, and life off the beaten track, this guide breaks down everything you need to know before making the switch.
Reviews & Comparisons
Volkswagen Amarok Review: The VW Dual Cab Ute Tested On and Off-Road
Can one ute really handle the daily commute, big trips and heavy towing?
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Can one ute really handle the daily commute, big trips and heavy towing?
Expert Advice
Don't Die in the Bush: Your Outback Survival Guide - Part Two: When Things Go Wrong
This is Part Two of a two-part series on outback survival. If you haven't read Part One - covering preparation, vehicle setup, communication gear, and animal strike prevention - start there first.
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This is Part Two of a two-part series on outback survival. If you haven't read Part One - covering preparation, vehicle setup, communication gear, and animal strike prevention - start there first.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.