Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
News
Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Expert Advice
5 Money Saving 4X4 Mods
Most 4X4 mods cost more than they save, but not all of them. Some upgrades are genuinely worth the spend because they help prevent major damage, reduce clean-up costs, protect resale value, or stop small problems turning into expensive failures. If you want to mod smarter instead of just spending for the sake of it, these are five affordable 4X4 upgrades that actually make sense.
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Most 4X4 mods cost more than they save, but not all of them. Some upgrades are genuinely worth the spend because they help prevent major damage, reduce clean-up costs, protect resale value, or stop small problems turning into expensive failures. If you want to mod smarter instead of just spending for the sake of it, these are five affordable 4X4 upgrades that actually make sense.
Reviews & Comparisons
2026 Nissan Navara Review: What 4X4 Owners Need to Know
The 2026 Nissan Navara brings new underpinnings, local tuning, and serious real-world capability, but what does that actually mean for Aussie drivers? This review cuts through the noise, covering performance, towing, off-road ability, modification potential, and what ownership really looks like once you build it your way.
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The 2026 Nissan Navara brings new underpinnings, local tuning, and serious real-world capability, but what does that actually mean for Aussie drivers? This review cuts through the noise, covering performance, towing, off-road ability, modification potential, and what ownership really looks like once you build it your way.
Trips & Destinations
Don’t Just Drive It: The Best Stops on the Nullarbor
Think the Nullarbor is just a long, boring drive? Think again. From hidden 4WD tracks to historic outposts and cliff-top views over the Southern Ocean, this guide breaks down the stops that turn the Nullarbor from a thoroughfare into a proper outback adventure.
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Think the Nullarbor is just a long, boring drive? Think again. From hidden 4WD tracks to historic outposts and cliff-top views over the Southern Ocean, this guide breaks down the stops that turn the Nullarbor from a thoroughfare into a proper outback adventure.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.