Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
News
Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Partnerships, Promotions & Events
Why We Keep Coming Back: K’gari Cleanup 2026
A weekend of sand, effort and community. The 2026 K’gari Clean Up brought together the 4WD community to remove tonnes of rubbish from one of Australia’s most iconic islands, proving that looking after the places we love starts with showing up.
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A weekend of sand, effort and community. The 2026 K’gari Clean Up brought together the 4WD community to remove tonnes of rubbish from one of Australia’s most iconic islands, proving that looking after the places we love starts with showing up.
Trips & Destinations
Brooyar State Forest 4wd Day Trip: The Beginner-friendly Adventure Hiding Near Gympie
Less than three hours from Brisbane, this quiet corner of southeast Queensland is one of the best beginner-friendly off-road weekends you've probably never heard of.
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Less than three hours from Brisbane, this quiet corner of southeast Queensland is one of the best beginner-friendly off-road weekends you've probably never heard of.
Trips & Destinations
3-Day K’Gari Itinerary
From the crystal-clear waters of Lake McKenzie to the famous Champagne Pools and endless stretches of 75-Mile Beach, this 3-day K’Gari itinerary showcases the best of the world’s largest sand island. Whether you’re camping under the stars or exploring by 4WD, this guide covers the must-see stops for an unforgettable island adventure.
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From the crystal-clear waters of Lake McKenzie to the famous Champagne Pools and endless stretches of 75-Mile Beach, this 3-day K’Gari itinerary showcases the best of the world’s largest sand island. Whether you’re camping under the stars or exploring by 4WD, this guide covers the must-see stops for an unforgettable island adventure.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.