Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
News
Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Trips & Destinations
Little Desert Victoria – Is It Better Than Big Desert?
Little Desert might sound like the smaller sibling, but don't underestimate it. With sandy 4WD tracks, riverside camping, wildflowers and easier access than Big Desert, it offers one of Victoria's most versatile off-road adventures. But does that make it better? Here's how the two deserts stack up.
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Little Desert might sound like the smaller sibling, but don't underestimate it. With sandy 4WD tracks, riverside camping, wildflowers and easier access than Big Desert, it offers one of Victoria's most versatile off-road adventures. But does that make it better? Here's how the two deserts stack up.
Expert Advice
The Art of Enjoying a Solo 4X4 Camping Trip
Thinking about a solo 4WD trip? Forget waiting for schedules to align and discover the freedom of travelling on your own terms. Solo touring can be one of the most rewarding experiences you'll have behind the wheel, but it also requires a little extra preparation. From vehicle checks and communications to self-recovery and smarter decision-making, here's how to travel solo with confidence and enjoy every minute of it.
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Thinking about a solo 4WD trip? Forget waiting for schedules to align and discover the freedom of travelling on your own terms. Solo touring can be one of the most rewarding experiences you'll have behind the wheel, but it also requires a little extra preparation. From vehicle checks and communications to self-recovery and smarter decision-making, here's how to travel solo with confidence and enjoy every minute of it.
Trips & Destinations
Why the Bridle Track Keeps Pulling People Back
Following the Macquarie and Turon Rivers between Bathurst and Hill End, the Bridle Track combines gold rush history, riverside camping and scenic 4WDing. From campsites and track conditions to maps and preparation tips, here's everything you need to know before you go.
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Following the Macquarie and Turon Rivers between Bathurst and Hill End, the Bridle Track combines gold rush history, riverside camping and scenic 4WDing. From campsites and track conditions to maps and preparation tips, here's everything you need to know before you go.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.