Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
News
Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Trips & Destinations
The Adventure Doesn’t End at Big Red: How to Bring It Home from the Simpson
Finished the Simpson Desert crossing? Here’s how to turn the drive home from Big Red into the second half of the adventure, with route ideas, vehicle checks and touring tips.
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Finished the Simpson Desert crossing? Here’s how to turn the drive home from Big Red into the second half of the adventure, with route ideas, vehicle checks and touring tips.
Trips & Destinations
Top 10 Big Things in Australia for Your Big Lap
From towering prawns to six-metre bushrangers, Australia’s Big Things are a rite of passage for road trippers. Whether you’re towing a caravan or touring in your 4X4, here are 10 must-stop icons worth adding to your Big Lap itinerary.
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From towering prawns to six-metre bushrangers, Australia’s Big Things are a rite of passage for road trippers. Whether you’re towing a caravan or touring in your 4X4, here are 10 must-stop icons worth adding to your Big Lap itinerary.
Trips & Destinations
Australian Towns That Will Surprise You (In The Best Ways!)
Looking for surprising outback towns in Australia? From free camping and opal fossicking in Andamooka to rodeo culture in Mount Isa and the natural beauty near Alice Springs, these five underrated destinations prove that travelling with no expectations often delivers the best memories.
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Looking for surprising outback towns in Australia? From free camping and opal fossicking in Andamooka to rodeo culture in Mount Isa and the natural beauty near Alice Springs, these five underrated destinations prove that travelling with no expectations often delivers the best memories.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.