Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
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Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Expert Advice
Don't Die in the Bush: Your Outback Survival Guide - Part One: Preparation and Prevention
Most outback emergencies are won or lost before you even leave the driveway. From water storage and satellite communications to vehicle preparation and trip planning, this guide covers the essential steps every remote traveller should take before heading into Australia's most unforgiving landscapes.
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Most outback emergencies are won or lost before you even leave the driveway. From water storage and satellite communications to vehicle preparation and trip planning, this guide covers the essential steps every remote traveller should take before heading into Australia's most unforgiving landscapes.
Partnerships, Promotions & Events
Building the Ultimate Touring Rig with $30,000
Thirty grand can go a long way on a 4X4, if you spend it in the right places. From protection and recovery gear to storage, suspension, lighting and 12V power, this is one practical take on turning a bog stock 4X4 into a comfortable, capable touring setup built for proper Australian travel.
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Thirty grand can go a long way on a 4X4, if you spend it in the right places. From protection and recovery gear to storage, suspension, lighting and 12V power, this is one practical take on turning a bog stock 4X4 into a comfortable, capable touring setup built for proper Australian travel.
Trips & Destinations
The Australian 4X4er's Guide to Crossing the Continent
Crossing Australia isn’t just a drive, but something that sticks with you. From the wide-open Nullarbor to the red dirt backbone of the Outback Way and the tropical sweep of the Savannah Way, these are the routes that define the country. This is part one of your guide to crossing the continent—where to go, what to see, and why it’s worth every kilometre.
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Crossing Australia isn’t just a drive, but something that sticks with you. From the wide-open Nullarbor to the red dirt backbone of the Outback Way and the tropical sweep of the Savannah Way, these are the routes that define the country. This is part one of your guide to crossing the continent—where to go, what to see, and why it’s worth every kilometre.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.