Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
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Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Expert Advice
Top 10 Must-Haves for Summer 4WD Camping
Long days, warm nights, and finding that perfect secluded beach track where the only footprints are your own. But let’s be honest, it can turn into a nightmare pretty quick if you aren't prepared.
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Long days, warm nights, and finding that perfect secluded beach track where the only footprints are your own. But let’s be honest, it can turn into a nightmare pretty quick if you aren't prepared.
Partnerships, Promotions & Events
12 Days of Santa's Camping Swag
We don't think piping pipers, French hens or a partridge in a pear tree are much use when camping, so we've gone ahead and assembled 12 gifts from Santa's swag that will be a welcome asset on your next adventure.
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We don't think piping pipers, French hens or a partridge in a pear tree are much use when camping, so we've gone ahead and assembled 12 gifts from Santa's swag that will be a welcome asset on your next adventure.
Expert Advice
6 Mistakes Almost Every First-Time Traveller Makes
Heading off on your first full-time travel lap? Avoid the common mistakes that catch first-time caravanners and 4×4 travellers unawares—from overpacking and water use to safety gear and budgeting.
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Heading off on your first full-time travel lap? Avoid the common mistakes that catch first-time caravanners and 4×4 travellers unawares—from overpacking and water use to safety gear and budgeting.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.