Image
📣 March Offer

Free Roadside Assistance for new 4X4 policies until 31st March 2026

Expert Advice

Rewarding Safe Drivers

If accidents didn’t happen, insurance wouldn’t exist, but we feel that safe drivers who take steps to reduce risk should be rewarded.

Image
Club 4X4 Insurance
Feb 29 2024

Feb 29 2024

Image

At Club 4X4 Insurance, we value the importance of safe driving, on-road and off-road. Sure, safe drivers are less likely to make a claim, which affects our customers’ insurance premiums, but there’s more to it than that.

We encourage customers to have adventures with their vehicles, whatever that means to them and wherever that road (or lack thereof) may lead. Australians face a diverse range of risks behind the wheel, especially in regional and remote areas, so we feel that customers who take steps to become safer drivers should be rewarded.

Explore With Confidence

Our insurance covers 4X4s, camper trailers and caravans anywhere you're allowed to take them, on-road & off-road

Learn More

Drivers who have completed driver training generally become safer drivers; sounds obvious, right? That’s why completing off-road or towing driver training that includes both theoretical and practical elements can positively affect Club 4X4 Insurance premiums.

If a customer has completed recognised driver training in the last 5 years, this can be a positive rating factor, joining information like location and driving history to inform a customer’s risk profile and calculate their premium. Any previous driver-training-related savings applied to an existing policy remain in place.

Image

We recognise eligible training from Registered Training Organisations (RTOs), with Getabout and Tow-Ed offering our customers a discount on their training and even training some of our staff! In response to customer feedback, we also recognise eligible training from non-RTO facilitators,including4WD clubs, emergency services and military bodies.

We proudly support 4WD clubs as ambassadors of safely and sustainably enjoying our favourite hobby and offer members of 4WD clubs that we are partnered with a 5% discount. Follow us on Facebook, Instagram, YouTube or Tiktok and keep up to date with our initiatives to protect the lifestyle we love for generations to come, like our sponsorship of the K’Gari Clean-Up.

Image

Many 4WD clubs offer driver training that members must complete before joining club trips. Pair an eligible driver training course from a 4WD club and a 5% discount for members of clubs that we’re partnered with, and you could skill up and save at the same time!

Have an idea of other ways that we can reward safe drivers? We’d love to hear from you.

Image
Club 4X4 Insurance
Blog

Discover other stories

View all

Warm up with weekly articles aimed at adventure

Gibb River Road, WA. Toyota LandCruiser

Trips & Destinations

Planning the Gibb River Road? 4WD Prep & What to Expect

There are road trips, and then there’s the Gibb River Road. Stretching 660 kilometres through the heart of the Kimberley, this iconic 4WD journey delivers rugged landscapes, remote gorges, and unforgettable outback experiences. In this guide, Bush and Bay share everything you need to know to plan your Gibb River Road adventure in 2026, from road conditions and camping to vehicle prep and must-see highlights.

Read more  

There are road trips, and then there’s the Gibb River Road. Stretching 660 kilometres through the heart of the Kimberley, this iconic 4WD journey delivers rugged landscapes, remote gorges, and unforgettable outback experiences. In this guide, Bush and Bay share everything you need to know to plan your Gibb River Road adventure in 2026, from road conditions and camping to vehicle prep and must-see highlights.

William Bay, WA, Australia. Turquoise water of ocean surrounded with rough formations with person

Trips & Destinations

From Granite Peaks to Weathered Monoliths: Australia’s Grey Giants

Australia’s grey landscapes are defined by granite monoliths, coastal rock formations and weathered stone shaped over millions of years. Subtle but striking, these destinations offer unique textures, dramatic backdrops and rewarding stops for those exploring by 4WD.

Read more  

Australia’s grey landscapes are defined by granite monoliths, coastal rock formations and weathered stone shaped over millions of years. Subtle but striking, these destinations offer unique textures, dramatic backdrops and rewarding stops for those exploring by 4WD.

The Bungle Bungle Range in Purnululu National Park, WA

Trips & Destinations

From Corner Country to the Kimberley, Australia Glows in Orange

Sitting between red deserts and golden coastlines, Australia’s orange landscapes deliver some of the country’s most photogenic scenery. Think striped sandstone domes, coastal cliffs and glowing rock formations best seen at sunrise or sunset.

Read more  

Sitting between red deserts and golden coastlines, Australia’s orange landscapes deliver some of the country’s most photogenic scenery. Think striped sandstone domes, coastal cliffs and glowing rock formations best seen at sunrise or sunset.

View all