Image

Expert Advice

Rewarding Safe Drivers

If accidents didn’t happen, insurance wouldn’t exist, but we feel that safe drivers who take steps to reduce risk should be rewarded.

Image
Club 4X4 Insurance
Feb 29 2024

Feb 29 2024

Image

At Club 4X4 Insurance, we value the importance of safe driving, on-road and off-road. Sure, safe drivers are less likely to make a claim, which affects our customers’ insurance premiums, but there’s more to it than that.

We encourage customers to have adventures with their vehicles, whatever that means to them and wherever that road (or lack thereof) may lead. Australians face a diverse range of risks behind the wheel, especially in regional and remote areas, so we feel that customers who take steps to become safer drivers should be rewarded.

Explore With Confidence

Our insurance covers 4X4s, camper trailers and caravans anywhere you're allowed to take them, on-road & off-road

Learn More

Drivers who have completed driver training generally become safer drivers; sounds obvious, right? That’s why completing off-road or towing driver training that includes both theoretical and practical elements can positively affect Club 4X4 Insurance premiums.

If a customer has completed recognised driver training in the last 5 years, this can be a positive rating factor, joining information like location and driving history to inform a customer’s risk profile and calculate their premium. Any previous driver-training-related savings applied to an existing policy remain in place.

Image

We recognise eligible training from Registered Training Organisations (RTOs), with Getabout and Tow-Ed offering our customers a discount on their training and even training some of our staff! In response to customer feedback, we also recognise eligible training from non-RTO facilitators,including4WD clubs, emergency services and military bodies.

We proudly support 4WD clubs as ambassadors of safely and sustainably enjoying our favourite hobby and offer members of 4WD clubs that we are partnered with a 5% discount. Follow us on Facebook, Instagram, YouTube or Tiktok and keep up to date with our initiatives to protect the lifestyle we love for generations to come, like our sponsorship of the K’Gari Clean-Up.

Image

Many 4WD clubs offer driver training that members must complete before joining club trips. Pair an eligible driver training course from a 4WD club and a 5% discount for members of clubs that we’re partnered with, and you could skill up and save at the same time!

Have an idea of other ways that we can reward safe drivers? We’d love to hear from you.

Image
Club 4X4 Insurance
Blog

Discover other stories

View all

Warm up with weekly articles aimed at adventure

convoy of ford 4x4s driving though desert with small grasses

Reviews & Comparisons

Ford F-150 Review: Our Off-Road Experts Weigh In

Let’s cut through the hype. Is the F-150 actually built for our backyard, or is it just a chrome-plated “Yank Tank” destined for Bunnings runs and flexing at the local boat ramp?

Read more  

Let’s cut through the hype. Is the F-150 actually built for our backyard, or is it just a chrome-plated “Yank Tank” destined for Bunnings runs and flexing at the local boat ramp?

club 4x4 branded ford everest with flags in a desert at sunset

Reviews & Comparisons

The Best 4X4 Wagons in Australia: Off-Road Expert Reviewed

Whether you’re a full-time tourer who relishes in tackling Australia’s unique and ever-changing terrain or you’re simply looking to navigate from point A to point B, finding the best 4X4 wagon can be a challenge with a market full of choice. To assist you in navigating the 4WD wagon market, we’ve listed the vehicles we think are the top contenders for the best 4X4 wagon, backed by significant time in the hot seat, tackling the rough stuff.

Read more  

Whether you’re a full-time tourer who relishes in tackling Australia’s unique and ever-changing terrain or you’re simply looking to navigate from point A to point B, finding the best 4X4 wagon can be a challenge with a market full of choice. To assist you in navigating the 4WD wagon market, we’ve listed the vehicles we think are the top contenders for the best 4X4 wagon, backed by significant time in the hot seat, tackling the rough stuff.

4x4 towing caravan on side of highway with road sign

Expert Advice

Off-Road Travel Tips: Lessons from Our Journey to Birdsville

Leaving the bitumen is where Australia really opens up, but it’s also where preparation, respect for the conditions, and the right gear make the difference between a story you’ll tell for years, and a cautionary tale.

Read more  

Leaving the bitumen is where Australia really opens up, but it’s also where preparation, respect for the conditions, and the right gear make the difference between a story you’ll tell for years, and a cautionary tale.

View all