Tow & Go with Club 4X4

Insure your 4WD with us before 30 June using referral code TOWANDGO, and we’ll send you a $150 e-gift card.

Features

We can’t all get away as much as we’d like but when a chance for adventure pops up, it’s nice to know you’re covered

We Go Wherever You Can

From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong

Mad About Modified 4X4s

We get how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including labour, to cover rigs for what they’re really worth

We Cover Gear Too

Our personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & options for $5,000 or $10,000

Off-Road Recovery Cover

If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $15,000 or $30,000

New Vehicle Replacement

All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner

Faultless Excess

If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.

We Go Wherever You Can

From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong

Mad About Modified 4X4s

We get how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including labour, to cover rigs for what they’re really worth

We Cover Gear Too

Our personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & options for $5,000 or $10,000

REVIEWS

Here's What Our Customers Have to Say

Rated 4.7 / 5 Excellent

2146 reviews on

My request to add accessories to by 4x4…

My request to add accessories to by 4x4 policy was easy and simple.

s

saso.nedanovskisupaenergy.au

18 May 2025

Excellent to deal with

Excellent to deal with. Very friendly staff.

NC

Noel Cure

18 May 2025

easy online site

easy online site very competitive rates best price by far

R

ROSA

18 May 2025

Terms & Conditions

To be eligible to receive the $150 eGift Card (Promotional Offer) you must purchase a new Club 4X4 Comprehensive 4X4 Insurance policy between 12:01am AEDT on 1 May 2025 and 11:59pm AEDT on 30 June 2024 (Offer Period).
To qualify for the Promotional Offer, you must provide the referral code TOWANDGO when calling Club 4X4 Insurance or enter the code on the first page of the online quote tool to be eligible.
This offer is only available to existing Club 4X4 Comprehensive Camper Trailer & Caravan Insurance customers who receive the Promotional Offer via email and take out a new Comprehensive 4X4 Insurance policy within the Offer Period. New policy must be held for longer than the 14-day cooling off period.
Club 4X4 Insurance policies are subject to their usual underwriting and pricing criteria and Product Disclosure Statement (PDS) and Target Market Determination (TMD) as they apply to each policy period.
The promoter of this Offer is Club 4X4 Pty Ltd (Club 4X4), AR 1235616 of Lifestyle Insurance Group Pty Ltd (Lifestyle) AFSL 246937.
The Promotional Offer provides current customers one (1) digital $150 eGift Card for each policy purchased.
Digital eGift Cards awarded by this Promotional Offer are supplied by Prezzee Pty Ltd (ABN 16602963422). Prezzee eGift Cards can be redeemed at a number of Australian retailers, both online and in-store. For more information, visit prezee.com.au/. Prezzee do not sell insurance and insurance enquiries or enquiries regarding this offer should be directed to The Promoter. Use or redemption of the eGift Card is subject to the issuer’s Terms of Sale and Terms of Service.
Digital eGift Cards awarded by this Promotional Offer will be delivered to the email address attached to the Club 4X4 insurance policy within 60 days of the Club 4X4 insurance policy passing the 14 days in force post purchase period.
This Promotional Offer operates independently of any other promotional offers and can be claimed in conjunction unless otherwise stated.
The Promoter reserves the right to vary, amend, extend, cancel or withdraw, all or part of this Promotional Offer at any time and without notice, at the Promoter’s sole discretion.

These terms and conditions are effective dated 01/05/2025