Services
Insurance For Modified 4WDs
From a few tasteful modifications to fully equipped setups, we can cover your 4X4, and the modifications that you have made to it.
Modifications & Accessories Insurance
What Can We Cover?
It’s rare to see a completely standard 4WD off-road. However you’ve customised yours, we think it’s as special as you do!
We Get What It Costs
Anything aftermarket that's fixed to your 4WD & non-consumable can be covered as an agreed value that’s separate to your vehicle’s sum insured, even if the build snowballed a bit.
More Than a Pile of Parts
A lot of work goes into kitting out 4WDs, which is why we cover labour & installation costs so you could rebuild your 4WD, from electrical to fabrication to fitting accessories.
Details Are Important
Love your colour-matched accessories? Fitted your favourite bits & wouldn’t settle for anything else? Great, we’d love to cover everything that makes your 4WD special!
Lift Kits & GVM Upgrades
Stock suspension can only get you so far - but as long as your 4WD is road registered & not used for motorsport, we can cover suspension upgrades as part of your modifications cover.
Even The Oily Stuff
Sometimes the modifications you can’t see are the most important. So if you’ve upgraded up your driveline with things like an aftermarket gearbox, or diff locks, we can cover it.
Performance Upgrades
Considering a power upgrade? We can cover performance mods from intakes, intercoolers & exhausts right through to fuel system upgrades, turbos, dyno tunes & more.
We Get What It Costs
Anything aftermarket that's fixed to your 4WD & non-consumable can be covered as an agreed value that’s separate to your vehicle’s sum insured, even if the build snowballed a bit.
More Than a Pile of Parts
A lot of work goes into kitting out 4WDs, which is why we cover labour & installation costs so you could rebuild your 4WD, from electrical to fabrication to fitting accessories.
Details Are Important
Love your colour-matched accessories? Fitted your favourite bits & wouldn’t settle for anything else? Great, we’d love to cover everything that makes your 4WD special!
PERSONAL EFFECTS
Cover Your Gear Too!
We can cover portable touring gear like camping equipment & fridges Australia wide, with or away from the vehicle
Benefits
Why Choose Club 4X4?
If you’re after cover designed for your next trip, read on!
Insurance You Can Trust
We aren’t like the rest, building our reputation on honesty & industry know-how.
By 4WDers, For 4WDers
We get you because we love exploring Australia too, on- & off-road!
We Love What Others Fear
Heavily modified? Touring Australia? Heaps of gear? No sweat!
Insurance You Can Trust
We aren’t like the rest, building our reputation on honesty & industry know-how.
By 4WDers, For 4WDers
We get you because we love exploring Australia too, on- & off-road!
We Love What Others Fear
Heavily modified? Touring Australia? Heaps of gear? No sweat!
Get Your Quote Right Now
Our free, no-commitment online quote tool can get you covered in no time!
FAQs
Frequently Asked Questions
Many 4WD enthusiasts modify their vehicles to enhance performance, including aftermarket accessories like bull bars, winches, and suspension lifts. These modifications increase the value of the vehicle and require specialized coverage, which our 4X4 insurance can provide. Our insurance has full coverage for your accessories and modifications on your 4WD as we understand what it takes to go touring.
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