Licensed to ‘Get’ You Better

Four-wheel-drive enthusiasts are set to be better supported, following an upcoming change to the financial services licence that Club 4X4 operates under.


  • Club 4X4 will become an Authorised Representative of Lifestyle Insurance Group Pty Ltd from July 1, 2022
  • The change empowers Club 4X4 to grow and further tailor policies
  • There is no material change for policyholders of Australia’s best 4X4 cover

The change from July 1, 2022 in the Australia Financial Services Licensee that Club 4X4 acts on behalf of will secure a robust platform for Club 4X4’s growth, developing the brand’s core value of delivering lifestyle-oriented policies, tailored to suit 4X4 enthusiasts.

Club 4X4’s General Manager, Kalen Ziflian, said the AFSL change is exciting for both the brand and members.

“Club 4X4 is our flagship, and there is a sense with this change that we now have more control of our destiny. It’s exciting for us and our community,” said Mr Ziflian.

“For us, it means an opportunity to grow, our way. Club 4X4 was founded to fill a gap with industry-leading off-road cover that recognises the true value of modifications and accessories as an essential part of the 4X4 lifestyle. This shift means we are empowered to further mould and individualize insurance products to meet the real needs of the next big adventure.”

“What does it mean for policy holders? Well, there is no change to your current insurance as the dependable, honest, go-anywhere insurance products that you know and love are here to stay, but Club 4X4 will be better positioned to continue improving on what we believe to be the best 4X4 cover in Australia.”

“We’re taking genuine ownership of developing niche solutions that just ‘get’ our customers, no matter where they get to,” he said.

Club 4X4 will continue to provide the same range of services to you, with insurance policies continuing to be underwritten by The Hollard Insurance Company. Please click the following link to consider the updated version of our combined Financial Services Guide (FSG) and Product Disclosure Statement (PDS).

Club 4X4 Pty Ltd, ACN 606 776 274, AR 1235616 (Club 4X4), is an Authorised Representative of The Hollard Insurance Company Pty Ltd, ACN 090 584 473, AFSL 241436 (Hollard) and from 1 July 2022 will also be an Authorised Representative of Lifestyle Insurance Group Pty Ltd, ACN 057 816 172, AFSL 246937 (Lifestyle). Club 4X4 distributes this insurance as agent of Hollard the insurer and product issuer. Hollard pays Lifestyle a commission on sold policies, which is a percentage of your premium. Lifestyle may pass on part of that commission to Club 4X4 and/or referrers. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Consider the combined FSG/PDS and TMD available at to decide if the product is right for you. T&Cs, limits, exclusions and excesses apply.

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