Camper Trailer Insurance

Yes, you can insure a camper trailer. We understand that your camper trailer holds the comforts of home but can easily be susceptible to damage while off-road or camping, so we aim to provide confidence that your camper trailer is covered when being put to good use anywhere that you can legally take it in Australia. We also offer laid-up cover when you're not touring.

While insurance for camper trailers may not be legally required, it can protect your investment and mitigate potential financial risks associated with accidents, theft, or damages.

Accidental Damage: Cover for for accidental damage to your camper trailer resulting from collisions, overturning, or other unforeseen incidents.

Theft and Vandalism: Protection against theft or vandalism of your camper trailer, including damage caused during theft attempts. Fire and Natural Disasters: Coverage for damage to your camper trailer resulting from fire, lightning, storms, hail, floods, or other natural disasters.

Contents Coverage: Optional coverage for personal belongings and equipment inside the camper trailer, such as camping gear, appliances, and other items.

Liability Coverage: Protection against third-party claims for property damage or bodily injury caused by your camper trailer.

Emergency Accommodation: Reimbursement for temporary accommodation expenses if your camper trailer becomes uninhabitable due to a covered loss.

Club 4X4 Insurance understands that your camper trailer holds the comforts of home but can easily be susceptible to damage while off-road or camping, so we aim to provide confidence that your camper trailer is covered when being put to good use anywhere that you can legally take it in Australia. From on-road to off-road, we specialise in providing insurance for 4WD vehicles and the camper trailers they tow, which means we have a deep understanding of the unique risks and challenges that come with owning a camper trailer that is used off-road. While you explore Australia, know that you can tackle harsh 4X4 terrain and take the tough tracks with the security of comprehensive camper trailer insurance that goes anywhere you can legally go in Australia.

Yes your camper trailer is insured if there is a flood or any other natural disaster i.e. strong wind, storm, lightning, hail, earthquake, tsunami or any other natural weather event. However please note within the first 72 hours of policy inception there will be no coverage for loss or damage due to weather events.

We understand that accidents can happen, and are committed to providing fast, efficient, and compassionate service to our customers in the event of a claim. Our sales, service and claims teams are based right here in Australia, and their friendly, expert service will have you feeling safe and secure in no time. You can read about our claims process, and lodge an insurance claim here.

At Club 4X4, we offer comprehensive insurance for camper trailers. Our comprehensive camper trailer insurance is designed to cover you both on-road and off-road, offering protection against accidental damage, theft, and legal liability. It also includes coverage for modifications, annexes, and emergency repairs. While it’s not legally required in Australia, comprehensive insurance can safeguard your investment and reduce financial risks associated with accidents, theft, or damage.

The cost of camper trailer insurance depends on several factors, including the make, model, and value of your camper trailer, how and where you use it, and your driving history. At Club 4X4, we specialise in insurance for off-road enthusiasts and passionate adventurers, ensuring your coverage matches your needs. To get an accurate quote, simply contact us or use our online quote tool. Pricing will vary based on your specific requirements, but our policies are designed to provide comprehensive protection anywhere you can legally go in Australia.