COMPREHENSIVE INSURANCE
Camper Trailer Insurance
At Club 4X4, our comprehensive camper trailer insurance is built by adventurers, for adventurers — for those who like to venture off the beaten track. Whether you're sticking to the highway or heading off-grid with the family, we’re here to help protect the lifestyle that comes with having a camper trailer. Explore the details below or, get a camper trailer insurance quote today.
Camper Trailer Insurance
Features
There's nothing quite like a camper trailer adventure, and we're ready to support your next one.
Cover Anywhere
From everyday drives to outback escapes, our insurance goes anywhere you can legally go in Australia, so you can explore in your camper trailer with confidence.
Cover For Modifications
Your modifications are what make your trailer yours. Whether it's a custom build or a couple of upgrades, we can cover modifications to your camper trailer as a separate agreed value.
Faultless Excess
If you have an accident that we agree is the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
Annexe Cover
We include $2,000 of Annexe Cover as standard for the annexe attached to your camper trailer, with larger amounts of cover available.
Breakdown Towing
If your tow vehicle breaks down, with Club 4X4, up to $750 of towing is automatically included to get your camper trailer to safety.
New Trailer Replacement
All Club 4X4 policies offer new replacements for camper trailers that are less than 24-months old following a total loss claim by the first registered owner.
Cover Anywhere
From everyday drives to outback escapes, our insurance goes anywhere you can legally go in Australia, so you can explore in your camper trailer with confidence.
Cover For Modifications
Your modifications are what make your trailer yours. Whether it's a custom build or a couple of upgrades, we can cover modifications to your camper trailer as a separate agreed value.
Faultless Excess
If you have an accident that we agree is the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
CAMPER TRAILER INSURANCE
Essential Repairs
We get it. Not every trip goes to plan. That's why we will reimburse you up to $1,000 for the cost of emergency repairs to get your camper trailer back to a roadworthy and safe condition after a covered incident, so that you can continue your adventure and keep the good times rolling!
Benefits
Additional Benefits
Our policies feature several additional benefits as standard inclusions
Returning Your Camper Trailer
If your camper trailer is being repaired following an insured event, and is more than 100km from your usual place of residence
The reasonable cost of travel to collect your camper trailer OR
The delivery of your camper trailer to you after the repairs have been completed.
Up to $5,000 per insured event
Debris Cover
If we have agreed to pay a claim following loss or damage to your caravan following an insured event, we will pay the reasonable costs to:
Remove and dispose of the damaged camper trailer AND
Its contents, up to a maximum value of $5,000.
Alternative Accommodation
In the event of a loss or damage to your caravan, if you are more than 100km from your usual place of residence, and your camper trailer becomes unlivable, we will cover alternative accommodation up to:
$150 per day up to a maximum of $2,500 per period of insurance.
BENEFITS
Why Choose Club 4X4?
Looking for camper trailer insurance you can trust? We have built our reputation on honesty and industry know-how to make your insurance experience as easy as possible.
Accidental Damage
Under our comprehensive insurance policy, your camper trailer will be covered for accidental damage caused by you, or someone else.
Legal Liability
Our comprehensive insurance for trailers includes up to $20 Million Legal Liability Cover as a standard inclusion with all policies.
Theft
Loss or damage to your camper trailer as a result of theft, malicious damage or vandalism is covered by our comprehensive camper trailer insurance policy.
Accidental Damage
Under our comprehensive insurance policy, your camper trailer will be covered for accidental damage caused by you, or someone else.
Legal Liability
Our comprehensive insurance for trailers includes up to $20 Million Legal Liability Cover as a standard inclusion with all policies.
Theft
Loss or damage to your camper trailer as a result of theft, malicious damage or vandalism is covered by our comprehensive camper trailer insurance policy.
Online Camper Trailer Insurance Quotes Are Easy
Fill out the online form and get a camper trailer insurance quote in minutes
LOCATIONS
CAMPER TRAILER INSURANCE BY STATE & TERRITORY
New South Wales
From the Blue Mountains to the beaches of Byron Bay, NSW throws a bit of everything at your setup. Mud, sand, corrugations — we’re across it. Our camper trailer insurance is built for those who head off-road and need cover that speaks 4X4.
Victoria
High country climbs, slippery river crossings, or a school holiday run down the Great Ocean Road — we know what 4WD travel looks like in Victoria. Our camper trailer insurance recognises the kind of journeys that take you beyond the city limits. Don't let unforeseen events interrupt your exploration of this diverse state.
Queensland
From beach runs on Fraser to rainforest tracks in the Daintree, Queensland is built for adventure. Protect your camper trailer with comprehensive insurance and embrace the Sunshine State's beauty, knowing you're covered for unexpected hurdles along the way.
Western Australia
Roam freely across Western Australia's vast landscapes, from the rugged Kimberley to the stunning Margaret River region. Comprehensive camper trailer insurance in WA goes beyond the bitumen, allowing you to delve into the state's natural wonders without fretting over unforeseen circumstances.
South Australia
From picturesque vineyards and coastlines to jaw-dropping outback trails, South Australia rewards those willing to venture out. Investing in comprehensive insurance for your trailer will safeguard your travels through the Barossa Valley to the iconic Flinders Ranges, so you can focus on creating unforgettable memories.
Northern Territory
Embark on an epic adventure across the Northern Territory's famous landscapes. Our insurance for camper trailers is built with Outback touring in mind, so you can travel smart from Kakadu to the red deserts of Uluru.
New South Wales
From the Blue Mountains to the beaches of Byron Bay, NSW throws a bit of everything at your setup. Mud, sand, corrugations — we’re across it. Our camper trailer insurance is built for those who head off-road and need cover that speaks 4X4.
Victoria
High country climbs, slippery river crossings, or a school holiday run down the Great Ocean Road — we know what 4WD travel looks like in Victoria. Our camper trailer insurance recognises the kind of journeys that take you beyond the city limits. Don't let unforeseen events interrupt your exploration of this diverse state.
Queensland
From beach runs on Fraser to rainforest tracks in the Daintree, Queensland is built for adventure. Protect your camper trailer with comprehensive insurance and embrace the Sunshine State's beauty, knowing you're covered for unexpected hurdles along the way.
Quotes
How To Get A Quote
Here's what you'll need to get a camper trailer insurance quote
1.
Your contact details
2.
The details of your camper trailer
3.
Where your camper trailer is usually stored
BLOG
The Campfire
Read up on all things camper trailer, adventure and lifestyle
FAQs
Frequently Asked Questions
Yes, you can insure a camper trailer. At Club 4X4, we understand that your camper trailer holds the comforts of home but can easily be susceptible to damage while off-road or camping. That’s why we cover camper trailers anywhere you're legally allowed to take them in Australia. We also offer laid-up cover when you're not touring.
While it’s not legally required to get insurance on​ camper​ trailers, it can protect your investment and mitigate potential financial risks associated with accidents, theft, or damages.
Yes, that's what we specialise in! We have a deep understanding of the unique risks and challenges of touring Australia’s terrain — on-road and off. For example, off-road driving exposes your camper trailer to various risks such as rock damage, water crossings, sand driving, rollovers, and recovery costs. ​Our comprehensive insurance is ​​built ​to keep going ​​​where the blacktop ends, helping you go further with your adventures — literally!
Accidental Damage: Cover for accidental damage to your camper trailer resulting from collisions, overturning, or other unforeseen incidents.
Theft and Vandalism: Protection against theft or vandalism of your camper trailer, including damage caused during theft attempts.
Fire and Natural Disasters: Coverage for damage to your camper trailer resulting from fire, lightning, storms, hail, floods, or other natural disasters.
Liability Coverage: Protection against third-party claims for property damage or bodily injury caused by your camper trailer.
Emergency Accommodation: Reimbursement for temporary accommodation expenses if your camper trailer becomes uninhabitable due to a covered loss.
Optional Contents Coverage: Optional coverage for personal belongings and equipment inside the camper trailer, such as camping gear, appliances, and other items.
Club 4X4 Insurance understands that your camper trailer holds the comforts of home but can easily be susceptible to damage while off-road or camping, so we aim to provide confidence that your camper trailer is covered when being put to good use anywhere that you can legally take it in Australia. From on-road to off-road, we specialise in providing insurance for 4WD vehicles and the camper trailers they tow, which means we have a deep understanding of the unique risks and challenges that come with owning a camper trailer that is used off-road. While you explore Australia, know that you can tackle harsh 4X4 terrain and take the tough tracks with the security of comprehensive camper trailer insurance that goes anywhere you can legally go in Australia.
Yes your camper trailer is insured if there is a flood or any other natural disaster i.e. strong wind, storm, lightning, hail, earthquake, tsunami or any other natural weather event. However please note within the first 72 hours of policy inception there will be no coverage for loss or damage due to weather events.
We understand that accidents can happen, and are committed to providing fast, efficient, and compassionate service to our customers in the event of a claim. Our sales, service and claims teams are based right here in Australia, and their friendly, expert service will have you feeling safe and secure in no time. You can read about our claims process, and lodge an insurance claim here.
Club 4X4 offers comprehensive insurance for camper trailers. Our comprehensive camper trailer insurance is designed to cover you both on-road and off-road, offering protection against accidental damage, theft, and legal liability. It also includes coverage for modifications, annexes, and emergency repairs. While it's not legally required in Australia, comprehensive camper trailer insurance can safeguard your investment and reduce financial risks associated with accidents, theft, or damage.
We offer both agreed and market value policies to suit your needs. Depending on various criteria, ​​you can explore the options ​​available and​​ choose what is​​ best for your needs.
The cost of camper trailer insurance depends on several factors, including the make, model, and value of your camper trailer, how and where you use it, and your driving history. At Club 4X4, we specialise in insurance for off-road enthusiasts and passionate adventurers, ensuring your coverage matches your needs. To get an accurate quote, simply contact us or use our online quote tool. Pricing will vary based on your specific requirements, but our policies are designed to provide comprehensive protection anywhere you can legally go in Australia.
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