Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
News
Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Trips & Destinations
Australian Towns That Will Surprise You (In The Best Ways!)
As campers and tourers, we’re spoiled for choice now with social media recommendations popping up left, right and centre on must-visit destinations. Here's some hidden gems for your next Outback adventure.
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As campers and tourers, we’re spoiled for choice now with social media recommendations popping up left, right and centre on must-visit destinations. Here's some hidden gems for your next Outback adventure.
Partnerships, Promotions & Events
2026 Easter Giveaway | Win a Fuel Voucher
As Easter approaches, campsites fill fast, 4WDs are packed to the brim, and caravans roll out of driveways across the country. For many Aussie families, it is more than just a trip. It is a tradition.
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As Easter approaches, campsites fill fast, 4WDs are packed to the brim, and caravans roll out of driveways across the country. For many Aussie families, it is more than just a trip. It is a tradition.
Expert Advice
Confidence Grows With Every Kilometre: How Travel Builds Real Confidence on the Road
One of the biggest misconceptions about travelling Australia is that confident people are somehow more capable, more prepared, or more suited to life on the road.
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One of the biggest misconceptions about travelling Australia is that confident people are somehow more capable, more prepared, or more suited to life on the road.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.