Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
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Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Trips & Destinations
Stockton Beach Checklist: What to Pack for a Safe 4WD Day Trip
A great day on Stockton Beach starts with the right prep. From must-have recovery gear and tyre essentials to sun protection and family-friendly comforts, this checklist ensures you’re ready for anything the dunes throw your way.
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A great day on Stockton Beach starts with the right prep. From must-have recovery gear and tyre essentials to sun protection and family-friendly comforts, this checklist ensures you’re ready for anything the dunes throw your way.
Trips & Destinations
Family-Friendly Things to Do on Stockton Beach: Sandboarding, Fishing & More
Stockton Beach isn’t just a 4WD playground. It’s also packed with family-friendly adventures. From sandboarding towering dunes and beach fishing to exploring shipwrecks and the iconic Tin City, there’s something here for everyone.
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Stockton Beach isn’t just a 4WD playground. It’s also packed with family-friendly adventures. From sandboarding towering dunes and beach fishing to exploring shipwrecks and the iconic Tin City, there’s something here for everyone.
Trips & Destinations
Driving on Stockton Beach: Sand Tips, Tyre Pressures & How to Avoid Getting Bogged
Driving on Stockton Beach is one of the best 4WD experiences in Australia, but only if you know what you’re doing. From mastering soft sand and reading tides to choosing the right tyre pressures and recovery gear, this guide covers everything you need to stay safe and keep moving.
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Driving on Stockton Beach is one of the best 4WD experiences in Australia, but only if you know what you’re doing. From mastering soft sand and reading tides to choosing the right tyre pressures and recovery gear, this guide covers everything you need to stay safe and keep moving.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.