Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
News
Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Expert Advice
The Unspoken Rules of 4WD Tracks
If you’re new to 4WDing or you need a little reminder on what’s okay and what behaviours should be left home, I’ve created this cheat sheet to guide you on the tracks.
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If you’re new to 4WDing or you need a little reminder on what’s okay and what behaviours should be left home, I’ve created this cheat sheet to guide you on the tracks.
Reviews & Comparisons
Ford F-150 Review: Our Off-Road Experts Weigh In
Let’s cut through the hype. Is the F-150 actually built for our backyard, or is it just a chrome-plated “Yank Tank” destined for Bunnings runs and flexing at the local boat ramp?
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Let’s cut through the hype. Is the F-150 actually built for our backyard, or is it just a chrome-plated “Yank Tank” destined for Bunnings runs and flexing at the local boat ramp?
Reviews & Comparisons
The Best 4X4 Wagons in Australia: Off-Road Expert Reviewed
Whether you’re a full-time tourer who relishes in tackling Australia’s unique and ever-changing terrain or you’re simply looking to navigate from point A to point B, finding the best 4X4 wagon can be a challenge with a market full of choice. To assist you in navigating the 4WD wagon market, we’ve listed the vehicles we think are the top contenders for the best 4X4 wagon, backed by significant time in the hot seat, tackling the rough stuff.
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Whether you’re a full-time tourer who relishes in tackling Australia’s unique and ever-changing terrain or you’re simply looking to navigate from point A to point B, finding the best 4X4 wagon can be a challenge with a market full of choice. To assist you in navigating the 4WD wagon market, we’ve listed the vehicles we think are the top contenders for the best 4X4 wagon, backed by significant time in the hot seat, tackling the rough stuff.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.