Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
News
Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Expert Advice
When To Use Your 4WD Gears
Knowing when, and which, 4X4 setting to use is the difference between a great day on the tracks and an expensive call to the local recovery bloke.
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Knowing when, and which, 4X4 setting to use is the difference between a great day on the tracks and an expensive call to the local recovery bloke.
Testimonial
Built for the Road, Covered for the Journey
When you travel full time, you don’t just drive a 4X4 - you live in it. Every mod, every upgrade, every tweak under the bonnet or on the canopy has been added with purpose. It’s about having the right gear, in the right place, ready for whatever the road (or lack of one) throws your way.
Read more
When you travel full time, you don’t just drive a 4X4 - you live in it. Every mod, every upgrade, every tweak under the bonnet or on the canopy has been added with purpose. It’s about having the right gear, in the right place, ready for whatever the road (or lack of one) throws your way.
Expert Advice
What Tyres Does Your Caravan REALLY Need
There’s no shortage of opinions on what tyres your caravan should be running. You’ve probably heard everything from “just match your tow rig” to “it doesn’t matter, they’re not even driven wheels.” Like most things in the touring world, the truth sits somewhere between bush logic and engineer-speak.
Read more
There’s no shortage of opinions on what tyres your caravan should be running. You’ve probably heard everything from “just match your tow rig” to “it doesn’t matter, they’re not even driven wheels.” Like most things in the touring world, the truth sits somewhere between bush logic and engineer-speak.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.