Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
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Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Expert Advice
Budgeting Tips for Travelling Australia
Budgeting may be the least sexy topic, but it’s arguably one of the most important skills when it comes to lapping the country.
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Budgeting may be the least sexy topic, but it’s arguably one of the most important skills when it comes to lapping the country.
Expert Advice
How to Actually Read the Weather Report
The weather report is not background noise. It is a tool. A warning. A route planner. A safety device. And sometimes, a complete and utter stitch-up.
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The weather report is not background noise. It is a tool. A warning. A route planner. A safety device. And sometimes, a complete and utter stitch-up.
Expert Advice
10 Must-Haves That First-Time Campers Always Forget
Heading out on your first camping adventure? It’s not the big-ticket gear that catches beginners out—it’s the simple essentials everyone forgets. From real pillows to rubbish bags and a washing kit, these small but mighty items can turn your first trip from stressful to sensational. Before you hit the road, make sure these often-overlooked camping must-haves are on your packing list.
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Heading out on your first camping adventure? It’s not the big-ticket gear that catches beginners out—it’s the simple essentials everyone forgets. From real pillows to rubbish bags and a washing kit, these small but mighty items can turn your first trip from stressful to sensational. Before you hit the road, make sure these often-overlooked camping must-haves are on your packing list.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.