Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
News
Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Expert Advice
The Ultimate Guide to Australia’s Biggest 4WD, Caravan & Camping Shows in 2026
Planning your 2026 adventures? Here are Australia’s biggest 4WD, caravan and camping shows, state by state, with dates, locations and ticket links so you can plan ahead.
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Planning your 2026 adventures? Here are Australia’s biggest 4WD, caravan and camping shows, state by state, with dates, locations and ticket links so you can plan ahead.
Expert Advice
How 4WD Systems Evolved and Why They Matter in Australia
From the Hummer in the ’80s to the Porsche 911 AWD winning the Paris-Dakar in ’84, the way 4WDs drive has come a long way.
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From the Hummer in the ’80s to the Porsche 911 AWD winning the Paris-Dakar in ’84, the way 4WDs drive has come a long way.
Reviews & Comparisons
BYD Shark 6 Review: Great White or Fish out of Water?
BYD’s aquatic-inspired range of EVs are great for everyday drivers, but the company did something clever when expanding to Australia – they gave their range some teeth
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BYD’s aquatic-inspired range of EVs are great for everyday drivers, but the company did something clever when expanding to Australia – they gave their range some teeth
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.