Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
News
Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Expert Advice
How to Choose the Right Suspension for Your 4X4
You look at your rig and think: “I reckon it’s time for a lift.”
Choosing the right suspension lift, however, isn’t just about cranking things skyward for the sake of it
Read more
You look at your rig and think: “I reckon it’s time for a lift.”
Choosing the right suspension lift, however, isn’t just about cranking things skyward for the sake of it
Trips & Destinations
Sydney to the Snowy Mountains: Alpine Adventures & Bush Camping
The Snowy Mountains aren’t just for skiers and chalet types, they’re a playground for 4X4ers, campers, bushwalkers, trout fishos, and anyone who reckons a fire under the stars beats a heater in a hotel.
Read more
The Snowy Mountains aren’t just for skiers and chalet types, they’re a playground for 4X4ers, campers, bushwalkers, trout fishos, and anyone who reckons a fire under the stars beats a heater in a hotel.
Trips & Destinations
The Best 4WD Tracks in Victoria: Adventure-Ready Routes for Every Driver
Victoria is home to some of Australia’s most diverse 4WD terrain, so whether you’re just starting out or looking for a bucket-list challenge, there’s something for every kind of driver.
Read more
Victoria is home to some of Australia’s most diverse 4WD terrain, so whether you’re just starting out or looking for a bucket-list challenge, there’s something for every kind of driver.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.