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📣 March Offer

Free Roadside Assistance for new 4X4 policies until 31st March 2026

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Free the 4WD

From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.

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Club 4X4 Insurance
Aug 19 2025

Aug 19 2025

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Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.

We can’t all get away as much as we’d like...

But when a chance for adventure pops up, it’s nice to know you’re covered

Get a Quote

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Club 4X4 Insurance
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Warm up with weekly articles aimed at adventure

William Bay, WA, Australia. Turquoise water of ocean surrounded with rough formations with person

Trips & Destinations

From Granite Peaks to Weathered Monoliths: Australia’s Grey Giants

Australia’s grey landscapes are defined by granite monoliths, coastal rock formations and weathered stone shaped over millions of years. Subtle but striking, these destinations offer unique textures, dramatic backdrops and rewarding stops for those exploring by 4WD.

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Australia’s grey landscapes are defined by granite monoliths, coastal rock formations and weathered stone shaped over millions of years. Subtle but striking, these destinations offer unique textures, dramatic backdrops and rewarding stops for those exploring by 4WD.

The Bungle Bungle Range in Purnululu National Park, WA

Trips & Destinations

From Corner Country to the Kimberley, Australia Glows in Orange

Sitting between red deserts and golden coastlines, Australia’s orange landscapes deliver some of the country’s most photogenic scenery. Think striped sandstone domes, coastal cliffs and glowing rock formations best seen at sunrise or sunset.

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Sitting between red deserts and golden coastlines, Australia’s orange landscapes deliver some of the country’s most photogenic scenery. Think striped sandstone domes, coastal cliffs and glowing rock formations best seen at sunrise or sunset.

Bombo Headland, Kiama, NSW

Trips & Destinations

Caves, Columns and Cascading Waterfalls in Australia’s Darkest Shades

Australia’s black landscapes are shaped by ancient volcanic activity and geological forces. From basalt columns to granite boulder fields, these rugged environments offer dramatic scenery and a glimpse into the country’s deep geological history.

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Australia’s black landscapes are shaped by ancient volcanic activity and geological forces. From basalt columns to granite boulder fields, these rugged environments offer dramatic scenery and a glimpse into the country’s deep geological history.

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COMPREHENSIVE INSURANCE

4X4 Insurance

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We Go Wherever You Can

From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong

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We Love Modified 4X4s

We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.

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We Cover Gear Too

Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.

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Off-Road Recovery Cover

If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000

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New Vehicle Replacement

All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner

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Faultless Excess

If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.

REVIEWS

Here's What Our Customers Have to Say

Rated 4.8 / 5 Excellent