Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
News
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Aug 19 2025

Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
But when a chance for adventure pops up, it’s nice to know you’re covered

Trips & Destinations
Australia’s grey landscapes are defined by granite monoliths, coastal rock formations and weathered stone shaped over millions of years. Subtle but striking, these destinations offer unique textures, dramatic backdrops and rewarding stops for those exploring by 4WD.
Australia’s grey landscapes are defined by granite monoliths, coastal rock formations and weathered stone shaped over millions of years. Subtle but striking, these destinations offer unique textures, dramatic backdrops and rewarding stops for those exploring by 4WD.

Trips & Destinations
Sitting between red deserts and golden coastlines, Australia’s orange landscapes deliver some of the country’s most photogenic scenery. Think striped sandstone domes, coastal cliffs and glowing rock formations best seen at sunrise or sunset.
Sitting between red deserts and golden coastlines, Australia’s orange landscapes deliver some of the country’s most photogenic scenery. Think striped sandstone domes, coastal cliffs and glowing rock formations best seen at sunrise or sunset.

Trips & Destinations
Australia’s black landscapes are shaped by ancient volcanic activity and geological forces. From basalt columns to granite boulder fields, these rugged environments offer dramatic scenery and a glimpse into the country’s deep geological history.
Australia’s black landscapes are shaped by ancient volcanic activity and geological forces. From basalt columns to granite boulder fields, these rugged environments offer dramatic scenery and a glimpse into the country’s deep geological history.
COMPREHENSIVE INSURANCE
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.