Free the 4WD with comprehensive insurance that covers you anywhere you can legally go in Australia.
We can’t all get away as much as we’d like...
But when a chance for adventure pops up, it’s nice to know you’re covered
News
Free the 4WD
From beaches to bush tracks to water crossings, we cover 4X4s, Caravans and Camper Trailers anywhere they’re allowed to go & can recover them when things go wrong.
Club 4X4 Insurance
Aug 19 2025
Aug 19 2025
Club 4X4 Insurance
Expert Advice
Recipe for the Ideal Off-Grid Camp
There’s just something about being alone in nature that makes you feel grounded and melts the stress right off your bones. In a world where we are constantly connected, by social media, by proximity and by ease-of-contact, it can feel rare to have a moment where you can step away from all of that and just be.
Read more
There’s just something about being alone in nature that makes you feel grounded and melts the stress right off your bones. In a world where we are constantly connected, by social media, by proximity and by ease-of-contact, it can feel rare to have a moment where you can step away from all of that and just be.
Expert Advice
Gravel Road Mastery: How to Stay Safe When the Bitumen Ends
For most travellers, a stretch of gravel is a bit of a detour. For those of us who love exploring Australia, it’s often the start of the real adventure.
Read more
For most travellers, a stretch of gravel is a bit of a detour. For those of us who love exploring Australia, it’s often the start of the real adventure.
Reviews & Comparisons
4X4 Review: the Mitsubishi Pajero Sport
Whether it’s tackling rutted tracks or hauling the family to sports on a Saturday morning, the Pajero Sport is designed to handle just about anything Australia can throw at it.
Read more
Whether it’s tackling rutted tracks or hauling the family to sports on a Saturday morning, the Pajero Sport is designed to handle just about anything Australia can throw at it.
COMPREHENSIVE INSURANCE
4X4 Insurance
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.
Off-Road Recovery Cover
If your 4X4 is stuck enough to need help from a professional, we cover up to $1,500 in recovery costs with the option to upgrade to $5,000, $15,000 or $30,000
New Vehicle Replacement
All Club 4X4 policies offer new replacements for vehicles that are less than 24-months old following a total loss claim by the first registered owner
Faultless Excess
If you have an accident that is completely the fault of a third party, and you can provide the required details, we’ll waive your excess payment.
We Go Wherever You Can
From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re allowed to go & can recover them when things go wrong
We Love Modified 4X4s
We understand how expensive 4X4 builds can be, so we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.
We Cover Gear Too
Our Australia wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included & higher limits available.