Cover for full-time travellers – Caravan and Trailer policy changes

Much like the updates that we provided last week around our specialist 4X4 Motor Insurance product, our Camper Trailer, Slide on and Caravan Policy has also had some time in the shed for some tweaks. …

Club 4X4 Insurance
Apr 08 2021

Much like the updates that we provided last week around our specialist 4X4 Motor Insurance product, our Camper Trailer, Slide on and Caravan Policy has also had some time in the shed for some tweaks.

One of the biggest bugbears from the market about our Caravan and Camper Trailer Insurance Policy since it was introduced, was that we couldn’t insure anyone who permanently lived in their van or trailer whilst travelling the country.

Who doesn’t love the comfort of travelling with a home away from home?

The intent was always to encourage and support touring, so living permanently in the van whilst static was and still is, not our target. Inadvertently though, our wording was precluding those of us who were touring indefinitely. This created a real misalignment with our Corporate Vision To be the Insurer of Choice for the 4X4 Touring Enthusiast; particularly in a time when more and more of us are entering the hobby.

As a result of this review, I am pleased to announce that our Camper Trailer, Slide-on and Caravan policy will now cover those of you who are lucky enough to be on the road, even if you have no end date in sight for your trip; as long as you are travelling or touring.

Touring with the Tvan on Moreton island recently

We also took the time to adjust a few other issues along the way. We’ve clarified cover for your annexe even when it isn’t erected, and also simplified wording in relation to the requirements for claiming for theft of personal possessions. Our old PDS required the items to be stolen from a locked (with a key) space. Given the explosion in Camper Trailer sales and the fact that many use canvas, not doors, we’ve made the wording more sensible and considerate of that fact.

We’ve also aligned our definitions with the 4X4 Policy wording and tidied some other aspects along the way.

We’ve updated this document with key changes to our Camper and Caravan Policy too

So, if you are lucky enough to be able to travel the country full-time, we can now cover what you tow as well as the tow vehicle! And you’ll save up to 10% by holding 2 or more policies with us.

To find out more give one of our 4X4 touring enthusiasts a call on 1800 CLUB 4X4 (258 249)

Happy Touring

Kalen

Club 4X4 Insurance