SERVICES
Cover Anywhere In Australia
Our insurance covers 4X4s, camper trailers, caravans & slide-on campers anywhere you’re allowed to take them, on-road & off-road
Cover Anywhere
Where You’re Covered
If your vehicle is allowed there, our insurance goes there too. Where you aren’t covered would be a shorter list, but there are a few areas where we are proud to cut through the usual insurance grey areas.
Water Crossings
We know water crossings are often part of the adventure - which is why you’re covered, as long as you're legally allowed to be there.
Beaches
In Australia, we’re lucky to have some incredible beaches you can legally drive on - and with Club 4X4, you’re covered when you do.
4X4 Tracks
Just because your 4WD can handle the tough tracks doesn’t mean you have to take them - but it’s nice to know you can.
Overlanding
Even if there’s no road, as long as your vehicle is allowed to be there & you aren’t participating in motorsport, you’re covered
Private Property
This is no problem if you’re the owner, but a mate’s farm or private campground can be an insurance grey area; not for us though!
Sealed Roads
Our policies work just like regular comprehensive car insurance - only we can keep going where the bitumen ends.
Water Crossings
We know water crossings are often part of the adventure - which is why you’re covered, as long as you're legally allowed to be there.
Beaches
In Australia, we’re lucky to have some incredible beaches you can legally drive on - and with Club 4X4, you’re covered when you do.
4X4 Tracks
Just because your 4WD can handle the tough tracks doesn’t mean you have to take them - but it’s nice to know you can.
MODIFICATIONS
Cover Your 4WD & Its Modifications
From a few tasteful mods to having all the gear, we’re passionate about actually agreeing with our customers on the value of their vehicles to cover 4X4s for what they’re really worth
Benefits
Why Choose Club 4X4?
If you’re after cover desined for your next trip, read on!
Insurance You Can Trust
We aren’t like the rest, building our reputation on honesty & industry know-how.
By 4WDers, For 4WDers
We get you because we love exploring Australia too, on- & off-road!
We Love Modified 4WDs
Heavily modified? Touring Australia? Heaps of gear? No sweat!
Insurance You Can Trust
We aren’t like the rest, building our reputation on honesty & industry know-how.
By 4WDers, For 4WDers
We get you because we love exploring Australia too, on- & off-road!
We Love Modified 4WDs
Heavily modified? Touring Australia? Heaps of gear? No sweat!
Get Your Quote Right Now
Our free, no-commitment online quote tool can get you covered in no time!
FAQs
Frequently Asked Questions
Off-road adventures sometimes require professional recovery services. Our 4X4 insurance can cover reimbursement of the costs associated with professional off-road vehicle recovery, reducing the financial burden in case your vehicle becomes immobilised or stuck in challenging terrain. As part of your policy, you have up to $1,500 coverage towards the cost of recovering your vehicle, with larger coverage amounts available.
Yes, that's what we specialise in! Off-road driving exposes your vehicle to various risks such as rock damage, water crossings, sand driving, rollovers, and recovery costs. Our 4X4 insurance provides coverage for these specific risks that are not typically covered by standard car insurance policies. We cover 4WDs, camper trailers, caravans and slide-on campers anywhere you're allowed to take them in Australia, on-road or off.
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