WHAT IS OFF-ROAD RECOVERY INSURANCE?
Does your cover include off-road recovery? It could be the difference between getting back to your adventures — or being stuck deep in the bush.
Off-road recovery helps cover the cost of towing or recovering your 4X4, caravan or camper trailer if it becomes unable to be driven while touring off-road in Australia. Whether you’re bogged in the bush, stuck due to a mechanical issue, or navigating rough terrain; this cover helps reduce the financial impact of calling in a professional recovery service.
OFF-ROAD RECOVERY COVER
HOW DOES IT WORK?
All our 4X4, Caravan and Camper Trailer policies include $1,500 of cover automatically included. You can also increase your limits to $5,000, $15,000 or $30,000 to suit your touring plans.
1.
Get stuck
If you get bogged, have a mechanical failure or are otherwise stuck off-road, but not as a result of an insured event, we can still help.
2.
Get help
Call us when you need help, and we can handle the entire process for you - from finding an off-road recovery provider to covering the bill up to your chosen limit (minus the excess).
3.
Get out
Wait for help from the professional recovery agent we've organised & get your adventure back on track!
ROADSIDE ASSISTANCE
ADD SEALED ROAD SUPPORT TO YOUR OFF-ROAD RECOVERY COVER
Roadside Plus includes generous allowances to suit 4WDs, caravans & camper trailers
Benefits
Why Choose Club 4X4?
If you're after off-road vehicle recovery cover for your next trip, read on!
Insurance You Can Trust
We aren’t like the rest, building our reputation on honesty & industry know-how.
By Adventurers, For Adventurers
We get you because we love exploring Australia too, on-road & off-road!
We Love Modified 4WDs
Heavily modified? Touring Australia? Heaps of gear? No sweat!
Insurance You Can Trust
We aren’t like the rest, building our reputation on honesty & industry know-how.
By Adventurers, For Adventurers
We get you because we love exploring Australia too, on-road & off-road!
We Love Modified 4WDs
Heavily modified? Touring Australia? Heaps of gear? No sweat!
Online Quotes Are Easy
Fill out the online form and get a quote for off-road recovery insurance in minutes
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FAQs
Frequently Asked Questions
If your vehicle breaks down or can’t be driven while off-road, we will cover the cost of engaging a registered and licensed towing or recovery company (or an authorised agent) to recover, tow or transport your vehicle to the nearest town or another location approved by us.
Where possible, we’ll arrange the recovery provider for you. If you arrange and pay for recovery yourself, reimbursement may be considered, subject to our approval and the provision of a valid tax invoice.
Yes, if your vehicle is stuck or bogged but still drivable, we cover the cost to recover it to a safe location where it can continue under its own power
This does not cover long-distance towing if the vehicle remains drivable.
No. Off-road recovery insurance covers recovery and transport costs only — not mechanical repairs or replacement parts.
While our off-road recovery insurance can help cover professional recovery costs, it’s still important to carry your own off-road recovery gear when touring. This may include essentials like rated recovery points, snatch straps, shackles, traction boards, a shovel, and a tyre deflator. The right gear can help you get moving again without outside assistance — or make it easier for a recovery provider to safely get you out. Always ensure your recovery gear is suited to your vehicle’s weight and terrain type.
Our industry-leading off-road recovery cover applies anywhere you are legally allowed to take your vehicle in Australia, on-road or off. That includes national parks, gazetted tracks, private land (with permission), and remote outback routes.
No. As long as your vehicle is insured with us, cannot be driven and meets the criteria for recovery, you can make a claim. Please refer to the PDS for further information.