Covering your 4X4 and all your mods and accessories Australia Wide

At Club 4X4, we understand the unique requirements of four wheel drivers, and we've developed an insurance solution that is designed to better protect the investment you've made into your rig.

A policy from Club 4X4 offers you:

  • Full Cover for the vehicle, including all of its Modifications and Accessories
  • Coverage anywhere in Australia - gazetted and non-gazetted roads, tracks, private property and more
  • $1,500.00 worth of Off-Road Recovery Cover included standard in every 4X4 policy
  • A discount of up to 20%** if you've completed accredited Off-road 4WD training


The best way to interact with us - talk to a real enthusiast who will talk you through the process

Get a quote using our online system.  Not recommended if you have more than $10k of mods or accessories


T&C’s, Excesses, and Exclusions Apply.  General advice only. For full details on our 4X4 cover, please read the PDS. **Up to 20% discount for drivers listed on the policy who have completed an accredited Off-road 4WD training course. Minimum premiums may reduce savings discount